PT Komatsu Astra Finance (KAF) is a joint venture company between Astra through PT Sedaya Multi Investama (SMI) and Komatsu through PT Komatsu Indonesia (KI) (50:50). KAF aim to support sales of Komatsu and its related products which marketed by PT United Tractors Tbk. (UT), by providing financing solution.

KAF accommodate Komatsu heavy equipment financing especially by provide investment facility. Beside that, KAF continously collaborate with UT to design and offer financing solutions programs to met the various needs of customers, such as trade-in program and spare part financing.

During 12 years of journey, KAF has supported top player in industry. Majority customer supported by KAF coming from Coal Mining sector, but coincide with customers demand in Agro-Forestry and Construction sector to UT, KAF has committed to serve customer better with expanding its business network by opening representative office located in Pekanbaru, Surabaya, Balikpapan and other strategic.