PT Komatsu Astra Finance

PT Komatsu Astra Finance (“the Company”) was established in May 2005 aimed to support Komatsu sales and PT United Tractors, Tbk (“UT”) related products by providing financing solutions. The Company’s shares are owned by PT Astra International Tbk through PT Sedaya Multi Investama and Komatsu Ltd Japan through PT Komatsu Indonesia with shares ownership equally of 50% which signifies an equal partnership and commitment from both companies to drive our business forward. The Company’s vision to be the best partner in heavy equipment financing aligns with its strategic positioning, which aims to solidify its position as the leading heavy equipment financing company for customers in the industry. This strategic approach enhances the Company’s market presence and strengthens customer loyalty and trust in our services.

From its initial establishment, the Company’s objective was to support Komatsu’s heavy equipment financing which focused on the coal mining sector’s top player or corporate segment. In 2013, the Company took a significant step towards diversifying its business portfolio by entering the gold mining and forestry sectors. This strategic move marked the beginning of the Company’s diversification journey and emphasized its commitment to exploring new business opportunities. Afterward, the Company remained dedicated to expanding its portfolio by entering the commercial customer segment and targeting premium customers in 2015. This strategic diversification has enabled the Company to enter new segment markets and enhanced our overall growth and sustainability. Over the past 19 years, the Company has successfully expanded its business operations to encompass the mineral mining, agro-forestry, and construction sectors. This strategic move was driven by the desire to maintain competitiveness in the national market and capitalize on emerging opportunities, especially in the commercial market.

The Company has obtained its business license from the Ministry of Finance of Republic of Indonesia to operate in the financing industry based on the Decision Letter of the Ministry of Finance of the Republic of Indonesia No. KEP-033/KM.5/2006 dated 20 February 2006 with several financial services. The main financing product that the Company offers is Finance Lease for Heavy Equipment. In addition, for customer retention programs, the Company also provides additional financing solutions such as sales and leaseback and instalment financing used as spare parts financing. The Company also expanded its financing product offerings with the launch of SHEFIA (Support Heavy Equipment Financing) to support spare part financing in March 2021. This strategic initiative was introduced to provide financial solutions to meet diverse customer needs, strengthen the Company’s position in the market, and support UT and Komatsu.

The Company’s national service coverage is directly managed from the Head Office located at the International Financial Centre Level 12 B, Jalan Jenderal Sudirman Kav. 22-23, Kuningan, Setiabudi, South Jakarta. The Company expanded its operations by opening its first representative office in Pekanbaru. This strategic move aimed to support Sumatra Area business activities and enhance the region’s customer service. Following the successful establishment of the Pekanbaru office, the Company continued its expansion efforts by opening offices in Surabaya, Balikpapan, and Makassar. With a strong presence in key markets across Pekanbaru, Surabaya, Balikpapan, Makassar, and Head Office in Jakarta, the Company now operates in five areas. This widespread coverage allows the Company to effectively serve customers and partners across Indonesia.



To be the best partner in heavy equipment financing



  • To provide Komatsu users with reasonable & convenient financing solution.
  • To support sales of Komatsu & related products
  • To deliver the excellent value for all stakeholders.